Your Financial Control
Stay in Control
Using the I Need Cash service is more beneficial to you when you want to borrow money. We do all the searching for you. When you search for car insurance or holiday deals, you will often use a comparison site to search and find you the best price. Using I Need Cash works in a very similar way. When you complete our form, we search our panel of lenders to find you the best loan, and the cheapest loan, for you. This keeps you in control, saving you time by not having to visit each lender individually.
Sensible use of borrowing can keep your life on track and help you reach your personal life goals
When borrowing, you should only borrow an amount you can comfortably afford to repay, be in control of your finances. Never borrow any amount that puts a financial strain on your budget, to meet your repayments. Be in control, don’t let your borrowing control you.
Lending money should always be about ensuring that ‘you are in control’. By being in control, you avoid worrying about affording the repayments and borrowing within your limits. You should never borrow if the financial repayments will give you difficulty in making the monthly payments. This is why many lenders will ask what your income and expenditure are, to ensure you can manage your living expenses, in addition to affording the loan repayment.
Sensible use of borrowing can keep your life on track and help you reach your personal life goals
Be financially fluid – keep your life on the go
Borrowing sensibly can allow you to move on with your life and achieve things at an early age, that may otherwise be restricted. Ensuring you have the right balance of income and repayments is key to achieving this, not over-committing to expenditure that you cannot comfortably afford.
Being financially fluid will keep your life on the go!Why you may borrow
- Security – Own your own home – mortgage
- Live your dream – Trip of a life time – holiday loan
- Emergency – Broken boiler – sameday short term cash loan
- Environment friendly – Electric car – car loan
- Energy costs – Install solar panels – secure loan
Keep a positive Credit Score
Sensible use of borrowing can keep your life on track and help you reach your personal life goals
Always check your credit score to keep your finances flowing
Being turned down for credit when you need it, will impact on your lifestyle and what you needed the credit for. Regularly checking your credit score, will keep you updated on how much you have outstanding in credit. Also if you have missed any payments, linked addresses to you and if anyone has performed a credit score on you.
There are three main credit bureau agencies that lenders use to help them make a decision if they lend to you – Equifax, Experian and TransUnion.
By looking at your credit score, it is quicker and easier to identify if anyone has used your information to commit fraud. Unrecognised credit or an address you don’t know. Fraud is increasing and it is recommended to be extra vigilant to keep yourself safe.
Always check your credit score to keep your finances flowing